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The Psychology of Wealth: Understand Your Relationship with Money and Achieve Prosperity .PDF

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About the book


The New York Times and Wall Street Journal bestseller!

The Psychology of Wealth is a pertinent and comprehensive overview of the skills and mindset necessary for success. Prosperity can be achieved by anyone, and Dr. Richards shows the way.”

―Donald J. Trump

“What’s in your head determines what’s in your wallet. Dr. Richards gives you the mental hard-drive upgrade you need to finally achieve the greater prosperity and success you desire.”

―Darren Hardy, Publisher, SUCCESS magazine

“Dr. Richards shakes up our preconceptions about wealth by examining the psychological aspects of how we relate to money. When you understand the real sources of wealth in your life, you’ll find it much easier to achieve a more prosperous and happy life.”

―Jordan E. Goodman, America’s Money Answers Man at MoneyAnswers.com and Author of Master Your Money Type

“This might be one of the most important books you’ll ever read. If you feel like your life has been stuck in neutral―or even worse, put in reverse―Dr. Richards will set you on a clear path to success.”

―Barnet Bain, Producer, What Dreams May Come

About the Book:

Why do some people feel a perpetual state of lack and fear about money, while others feel genuinely prosperous, regardless of the size of their bank accounts Why do some people shudder with dread when it comes to setting financial goals, while others embrace it with enthusiasm and confidence?

What makes the difference Could it be in their relationship with money itself?

People who enjoy a healthy relationship with money share common habits and traits. So, how do they think, and what do they do differently Are these behaviors hardwired in an individual’s psyche, or can they be learned?

In this provocative book, psychotherapist Dr. Charles Richards provides unexpected and encouraging answers to these questions. Based on his research and expert interviews, Dr. Richards shows how each of us can develop a thriving relationship with money and create a rich and rewarding life.

A t the book’s heart are the stories of people who have faced adversity with courage and created extraordinary lives. Their accounts―along with Dr. Richards’ interviews with finance professors, legislators, entrepreneurs, and mavens of success―pave a path to a brighter future for us all.

Today we live in a trying economic environment. Every day, popular financial advisors exhort us to hunker down, play it safe, and protect ourselves from an uncertain future. To the voices who promote fear and doubt, Dr. Richards answers with balance, wisdom, and optimism.

The Psychology of Wealth is for anyone interested in succeeding personally or professionally, and in achieving true prosperity. It offers golden steps on the path to a better life.



Fragment


When I set out to write this book, my intention was to help people develop a new way of thinking about prosperity and thereby improve their lives, even in the midst of an uncertain economy. In the process, I learned more than I could ever have anticipated. As I met and talked with dozens of people to uncover just what a psychology of wealth is, the richness of this topic unfolded. The knowledge, understanding, and inspiration that I gained through listening to their stories and gathering their insights are incalculable, and my gratitude is immense. My most heartfelt gratitude goes to Katherine Hall, my senior editor, who led the editing and research team. She gave so much of herself and remained in love with the concept despite the long hours. Thanks also for the outstanding work of Sarah Martini, who shepherded the project with dedication and cheerful care. I owe much appreciation to Chris McKinley for his consultation and perspective on the history of finance. Christine Robinson and Teresa Rousch assisted skillfully with research and organization. Thank you to Rob Hall for his contribution to the cover design and to Aimee Hall for her organizational skill. John Scevola and his team provided essential marketing support. To all these gifted individuals, I am grateful. Working with the McGraw-Hill Professional team has been a great experience. Special thanks to Senior Editor Donya Dickerson. My gratitude also goes to Gary Krebs, vice president and publisher; Mary Glenn, associate publisher; Ann Pryor, publicist; Zach Gajewski, development editor; Ruth W. Mannino, EDP manager; Sara Hendricksen, marketing manager; and Tom Lau, cover designer. Many thanks to the folks at Planned Television Arts (PTA) for their savvy wisdom. David Hahn, PTA managing director, was a pivotal player in shaping the spirit of this book. Thank you, David, for helping to move this project in the right direction. I’d also like to offer special thanks to Jared Sharpe, director, PTA Finance and PTA Sports, and to Alexandra Kirsch, director, PTA Interactive. Sarah Archer, who obtained many of the interviews recounted here, did a spectacular job of drawing out substantive details. Joseph “Bruno” Pelle was a quiet inspiration through the initial phases of our research efforts. My thanks to Sarah and Bruno, and to Dan Nyberg and Scott Olson for their artistry. I was privileged to have private interviews with two of the most brilliant finance minds in America: Dr. Harold Black and Dr. Frederick Miller. My gratitude goes to them and to Marcia Miller, Jeff Burch, Erin Wagner, and Lori gratitude goes to them and to Marcia Miller, Jeff Burch, Erin Wagner, and Lori Mabry. Some of the most moving stories I have recounted in these pages are those of Senator Leticia Van de Putte, Representative Johnny Shaw, Dennis Gardin, Joey Wincek, Dr. Rickie Keys, and Tony and Mike Cupisz. From challenging beginnings, these courageous people have created superb lives and have helped others do the same. I thank each of them for having taught me through example about the psychology of wealth. Wholehearted thanks to everyone whose personal stories and insights contributed to my understanding of the psychology of abundance and who made me feel wealthier for the experience: former U.S. Representative J. C. Watts, Dr. Michael Stern, Lennie Alzate, Bennie Taylor, Jane Pulkys, Denise Fast, Bill and Deb Mann, Peachie Bailey, Anne Norton, Sammy Kicklighter, Joyce Shirley, and Libby Fine. To honor their privacy, others are identified in these pages by first name only. I thank them all. There are people who simply stand out for their achievements. A special thanks to Donald J. Trump, and to Stuart Johnson and Darren Hardy of SUCCESS magazine, for their inspirational work and their dedication to helping others find success. Thanks also to Leah McCann of the SUCCESS Foundation. This book wouldn’t have come into being without Alden Butcher and Anne Archer. Their insights are found on virtually every page, and I could not have brought this book to fruition without them. Alden’s creative talents, patience, and wisdom are always very much appreciated. Thanks to both of you for your unfailing friendship, encouragement, and vision. In addition, I would like to honor my friends, who have provided unconditional caring and kindness at all times, including Barbara King, Matthew and Deborah Mitchell, Jay Hare, Dr. Michael Stern, Christina Chomut, Harold Ware, Tunde Baiyewu, Divina Infusino, Brian and Arielle Ford, Doc Lew Childre, Deborah Rozman, Lisa Nelson, Linda Anderson, and many others. And, as always, a special thanks for the support and inspiration of Joan and Harold Klemp.

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